We love this, as you can place the insert in the V shape on back side, or leave it off all together. Either way, it is very comfortable and cute! This sweater top goes from morning through evening. It is nice to wear to work or with jeans. At night, pair with a skirt for a dinner party! The ruffle is easy to knit too, and there is a nice easy textured stitch pattern at bottom of top. This is lightweight, so it is perfect for Spring and Summer wear, and into Fall. Sizes from 35 to 45. Uses sport weight yarns, knitting needles, US # 3, and # 5.